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Posts Tagged ‘1st Time Homebuyers’

REALTOR� Magazine-Daily News-Pending Home Sales on an Upswing

Posted in 1st Time Homebuyers, Buyers, Real Estate, Sellers, tagged , , on May 4, 2010 | Leave a Comment »

Some good news on housing stats that  thought you might be interested in seeing: REALTOR� Magazine-Daily News-Pending Home Sales on an Upswing.

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What is IHDA DPA?

Posted in 1st Time Homebuyers, Buyers, Credit Scores, IHDA DPA, Real Estate, tagged , , , , , on May 3, 2010 | Leave a Comment »

It provides 3% of the purchase price for a down payment!  (Max $6,000)  As you are all well aware, the Homebuyers Tax Credit expired on April 30th, but maybe you didn’t find the house you wanted before the cut off date.  In that case, this may be something to keep in mind.  This program is [...]

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Do you know what happens in 2 days?

Posted in 1st Time Homebuyers, Buyers, Homebuyer Tax Credit, Real Estate, tagged , , , , , on April 28, 2010 | Leave a Comment »

If not, then you haven’t been reading my blog!  But I’ll forgive you and tell you anyway.  In 2 days, on April 30, 2010, the Homebuyers Tax Credit will expire.  If you aren’t really close to making a decision on a home there are very few hours left for you to do so.  It may [...]

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Chapter 6 – Offer Accepted! What do I do now?

Posted in 1st Time Homebuyers, Buyers, Homebuyer Tax Credit, mortgage financing, Real Estate, tagged , , , , on April 24, 2010 | Leave a Comment »

Once both parties have come to an agreement on all the terms of the contract, we have a deal! So your offer has been accepted…..what happens next? If any changes have been made to the contract from the initial offer, all changes must be initialed by the buyers and sellers. When you have initialed any changes, I [...]

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Chapter 5 – Ready to Write the Offer?

Posted in 1st Time Homebuyers, Buyer's Agents, Buyers, Homebuyer Tax Credit, Real Estate, tagged , , , , , on April 21, 2010 | Leave a Comment »

We have finally arrived at the point of writing the offer!  But wait, before we write the offer we need to do a market analysis to determine how the property is priced,  at market, above market, or below market. What else do we need to take into consideration?  The location of the property, does it back [...]

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Chapter 4 – What does your REALTOR do for you?

Posted in 1st Time Homebuyers, Buyer's Agents, Buyers, Homebuyer Tax Credit, Real Estate, REALTOR, tagged , , , , , on April 19, 2010 | Leave a Comment »

Your REALTOR is your trusted advisor, your skilled negotiator, and your expert facilitator.  As your Trusted Advisor I will: Identify properties that meet your requirements Advise you on price Advise you on condition of the property Advise you on location Advise you on investment potential Prepare your offer As your Skilled Negotiator I will: Determine [...]

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Chapter 3- The Mortgage Process-How has it changed?

Posted in 1st Time Homebuyers, Buyers, Homebuyer Tax Credit, mortgage financing, mortgage pre approval, Real Estate, tagged , , , , , , on April 15, 2010 | Leave a Comment »

I promised today we would discuss the mortgage process.  You have your pre approval letter in hand, right?  Didn’t we talk about that yesterday.  I know you feel you have all your finances in order and there won’t be a problem.  But you still need to be pre approved.  The sellers and their agent do not [...]

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Chapter 2: Did your real estate agent discuss disclosures?

Posted in 1st Time Homebuyers, Agency, Buyers, Disclosures, Homebuyer Tax Credit, mortgage financing, mortgage pre approval, Real Estate, tagged , , , , on April 14, 2010 | Leave a Comment »

Yesterday I covered part 1- all the questions to be answered before we go to look at the first property. Today I am going to tell you about the disclosures your agent should be making before showing you any properties. The first discussion should be Agency.  Agency is defined as” a framework that allows a [...]

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Chapter 1: Do you have any idea how many things factor into buying a home?

Posted in 1st Time Homebuyers, Buyers, Homebuyer Tax Credit, Real Estate, tagged , , , , on April 13, 2010 | Leave a Comment »

You probably haven’t stopped to think about it, but we think about it every day.  There are so many questions that we need answers to in order to do our best to find you the home you are dreaming of.  Sometimes you may think we are asking too many questions, but the answer to each question [...]

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19 days and 4 hours to go….

Posted in 1st Time Homebuyers, Buyers, Homebuyer Tax Credit, Real Estate, tagged , , , on April 10, 2010 | Leave a Comment »

You are going to get tired of hearing about this countdown, but it is just so important that I can’t help but dwell on the subject.  If you are a 1st Time Homebuyer and you are not under contract by April 30, 2010 you will miss out on the chance to have the government give you [...]

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